Why Us

The Initial Phone Conversation

All services begin with a 15-minute phone conversation. Prior to scheduling our call, we will ask you to complete a set of pre-meeting questions. This will help you identify your goals and give us a chance to better understand if your situation matches our expertise.

Goal Planning Meeting

The purpose of this meeting is to help you define and prioritize your goals. We have “gameified” this process, so it's fun and easy for us learn your objectives through a meaningful conversation. We’ll discuss your current financial situation, assess your feelings about risk and explain our approach to planning and investing. You'll learn about our value proposition and fees with complete transparency. At the end of this meeting, we’ll decide if we want to move forward with a no-cost, no obligation Financial Assessment.

Organizational Session

Our team will help you get your financial data organized. This critical step will help us develop the best possible Financial Assessment for your unique situation. We’ll review and clarify your data and documentation from our first meeting. We will also discuss your cash flow, help with setting realistic/achievable goals and get agreement on assumptions to be used for your planning.

Assessment and Strategy Meeting

This is where we walk through your customized Financial Assessment. We’ll review your goals and establish the value of your resources. We’ll also help you understand and identify areas where strategies may exist to:

• Reduce taxes
• Increase income
• Reduce expenses
• Increase the possibility of achieving your vision of financial success

Our goal is to educate you on the issues and make sure you understand the strategies that are appropriate for you. We want to make sure that we can add value to your overall situation. At the end of this meeting, we'll decide if we want to want to move forward with a comprehensive financial plan. We will review the paperwork to become a client and answer any questions you may have. Paul will ask you if you would like to begin working with our firm. It's as simple and straightforward as that – there's never any pressure.

Planning Recommendations Meeting

We will communicate your custom planning recommendations during this meeting. We'll discuss how the recommendations improve your path towards achieving your stated goals so you can make well-informed decisions. We will also revise recommendations if necessary. We bring everything together in a recommendations summary to help you understand your options and so you make the best choices for your future.

Implementation Meeting

In this meeting, we help you put your plan in motion to make your goals a reality. We'll get agreement on action steps with assignment of responsibilities and timelines. We will also coordinate with your other advisors as needed; such as your CPA and Estate Planning Attorney to ensure that your planning is properly integrated. Although this process completes your initial plan, this is the beginning of our working relationship of providing advice and guidance as you accomplish your life and financial goals.

Monitoring Your Progress

What gets measured; gets improved. As you work toward your goals, we'll want to make sure you're staying on track with continuous financial planning and implementation. Over the years, we have built one of the most robust client service models in the industry. The consistency of this process allows us to make adjustments as your goals and priorities evolve and change. We will systematically review your planning on a periodic basis. Typically this is done on a semi – annual basis, but at least annually. Between regular progress reviews we are available whenever you need us. You'll also have access to your Personal Financial Dashboard. This industry-leading technology tool gives you full access to your entire financial picture whenever and wherever you need it.